{"id":2830,"date":"2023-01-11T08:38:44","date_gmt":"2023-01-11T08:38:44","guid":{"rendered":"https:\/\/www.jiripec.cz\/?p=2830"},"modified":"2023-01-11T08:38:46","modified_gmt":"2023-01-11T08:38:46","slug":"co-znamena-zakaz-zcizeni-a-zatizeni-nemovitosti","status":"publish","type":"post","link":"https:\/\/www.jiripec.cz\/index.php\/2023\/01\/11\/co-znamena-zakaz-zcizeni-a-zatizeni-nemovitosti\/","title":{"rendered":"<strong>Co znamen\u00e1 z\u00e1kaz zcizen\u00ed a zat\u00ed\u017een\u00ed nemovitosti?<\/strong>"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Omezen\u00ed vlastnick\u00fdch pr\u00e1v na nemovitost nen\u00ed m\u00e1lo. Tak zvan\u00e9 blokace na katastru nemovitost\u00ed se na listu vlastnictv\u00ed mohou objevit nap\u0159\u00edklad z d\u016fvod\u016f exekuce vlastn\u00edka, z\u00e1stavy nemovitosti a v mnoha dal\u0161\u00edch p\u0159\u00edpadech. Do listu vlastnictv\u00ed se tak\u00e9 zapisuje z\u00e1kaz zcizen\u00ed a zat\u00ed\u017een\u00ed nemovitosti. Pojmy, s nimi\u017e se ne ka\u017ed\u00fd setkal.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tyto z\u00e1kazy se nej\u010dast\u011bji z\u0159izuj\u00ed ve vztahu v\u011b\u0159itel \u2013 dlu\u017en\u00edk, tedy zejm\u00e9na jako dopln\u011bk k z\u00e1stavn\u00edmu pr\u00e1vu banky p\u0159i poskytnut\u00ed hypote\u010dn\u00edho \u00fav\u011bru. Banka z\u0159\u00edzen\u00ed z\u00e1kazu zcizen\u00ed a zat\u00ed\u017een\u00ed bere jako pojistku pro uspokojen\u00ed sv\u00e9 pohled\u00e1vky. Je tedy velmi \u010dast\u00e9, \u017ee v \u010d\u00e1sti C na listu vlastnictv\u00ed najdete nejen z\u00e1stavn\u00ed pr\u00e1vo ve prosp\u011bch banky, ale tak\u00e9 z\u00e1kaz zcizen\u00ed a zat\u00ed\u017een\u00ed ve prosp\u011bch stejn\u00e9 banky.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Z\u00e1kaz zat\u00ed\u017een\u00ed<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1kaz zat\u00ed\u017een\u00ed znamen\u00e1\u00a0<strong>omezen\u00ed nakl\u00e1d\u00e1n\u00ed s nemovitost\u00ed<\/strong>. Zat\u00ed\u017een\u00edm je v podstat\u011b z\u0159\u00edzen\u00ed v\u011bcn\u00e9ho pr\u00e1va k nemovitosti ve prosp\u011bch t\u0159et\u00ed osoby na z\u00e1klad\u011b n\u011bjak\u00e9ho pr\u00e1vn\u00edho jedn\u00e1n\u00ed (nap\u0159\u00edklad uzav\u0159en\u00ed kupn\u00ed smlouvy, ale i smlouvy hypote\u010dn\u00ed). Banky toti\u017e jsou nej\u010dast\u011bj\u0161\u00edmi subjekty, kter\u00e9 p\u0159i poskytnut\u00ed hypot\u00e9ky na nemovitost vy\u017eaduj\u00ed z\u00e1kaz zat\u00ed\u017een\u00ed a zcizen\u00ed.\u00a0<strong>Zaji\u0161\u0165uj\u00ed si tak n\u00e1vratnost zap\u016fj\u010den\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f, pokud vlastn\u00edk t\u0159eba p\u0159estane spl\u00e1cet hypot\u00e9ku.<\/strong>\u00a0Ten toti\u017e nesm\u00ed bez souhlasu toho, v jeho\u017e prosp\u011bch je z\u00e1kaz zat\u00ed\u017een\u00ed z\u0159\u00edzen, na nemovitost uvalit z\u00e1stavn\u00ed pr\u00e1vo, v\u011bcn\u00e9 b\u0159emeno a podobn\u011b.<br><br>Zat\u00ed\u017een\u00edm ale\u00a0<strong>nen\u00ed p\u0159enech\u00e1n\u00ed v\u011bci k u\u017e\u00edv\u00e1n\u00ed jin\u00e9 osob\u011b<\/strong>\u00a0na z\u00e1klad\u011b z\u00e1vazkov\u00e9ho vztahu, jako je n\u00e1jem nebo pacht. Pokud je tedy v katastru nemovitost\u00ed z\u0159\u00edzen z\u00e1kaz zat\u00ed\u017een\u00ed,\u00a0<strong>nemovitost lze pronaj\u00edmat<\/strong>. Ale i pro tento pr\u00e1vn\u00ed \u00fakon<strong>\u00a0je t\u0159eba z\u00edskat souhlas dan\u00e9ho subjektu, v jeho\u017e prosp\u011bch je z\u00e1kaz zat\u00ed\u017een\u00ed z\u0159\u00edzen<\/strong>. Pokud tomu nebr\u00e1n\u00ed zvl\u00e1\u0161tn\u00ed okolnosti, banky nemaj\u00ed s pron\u00e1jmy probl\u00e9m.<br><br><strong>Jin\u00e1 situace ov\u0161em m\u016f\u017ee b\u00fdt p\u0159i prodeji nemovitosti.<\/strong>\u00a0Jestli\u017ee kupuj\u00edc\u00ed, resp. budouc\u00ed vlastn\u00edk, pot\u0159ebuje \u010derpat hypot\u00e9ku, banka bude vy\u017eadovat z\u00e1stavu nemovitost\u00ed. A pokud je ji\u017e na p\u0159edm\u011btn\u00e9 nemovitosti z\u00e1kaz zat\u00ed\u017een\u00ed, m\u016f\u017ee to situaci zkomplikovat. Proto je t\u0159eba, aby si jak prod\u00e1vaj\u00edc\u00ed, tak kupuj\u00edc\u00ed vy\u017e\u00e1dali\u00a0<strong>stanovisko banky<\/strong>. Bez tohoto souhlasu by z\u0159ejm\u011b katastr nemovitost\u00ed p\u0159evod nezapsal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Z\u00e1kaz zcizen\u00ed<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Zcizen\u00edm se rozum\u00ed jedn\u00e1n\u00ed vlastn\u00edka, kter\u00fdm p\u0159ev\u00e1d\u00ed vlastnick\u00e9 pr\u00e1vo k nemovitosti na jinou osobu. M\u016f\u017ee j\u00edt pro klasick\u00fd prodej nemovitosti, ale tak\u00e9 o p\u0159evod na z\u00e1klad\u011b darovac\u00ed smlouvy, sm\u011bnn\u00e9 smlouvy a podobn\u00fdch.<br><br>Pokud je z\u0159\u00edzen z\u00e1kaz zcizen\u00ed,&nbsp;<strong>vlastn\u00edk nesm\u00ed po sjednanou dobu nemovitost na jinou osobu p\u0159ev\u00e9st<\/strong>. A pokud je z n\u011bjak\u00fdch d\u016fvod\u016f prioritou p\u0159evod uskute\u010dnit, je t\u0159eba op\u011bt souhlas toho, v jeho\u017e prosp\u011bch je z\u00e1kaz zcizen\u00ed z\u0159\u00edzen.<br><br>I kdy\u017e je z\u00e1kaz zcizen\u00ed nebo zat\u00ed\u017een\u00ed&nbsp;<strong>nejv\u00edce praktikov\u00e1n p\u0159i koupi nemovitosti za pomoc\u00ed hypote\u010dn\u00edho \u00fav\u011bru<\/strong>, m\u016f\u017ee se aplikovat i v jin\u00fdch p\u0159\u00edpadech. Nap\u0159\u00edklad p\u0159i&nbsp;<strong>darov\u00e1n\u00ed nemovitosti d\u011btem<\/strong>&nbsp;si mohou rodi\u010de v darovac\u00ed smlouv\u011b vy\u017e\u00e1dat z\u00e1pis z\u00e1kazu zcizen\u00ed, aby m\u011bli jistotu, \u017ee d\u011bti budou p\u0159edm\u011btnou nemovitost u\u017e\u00edvat a po danou dobu ji neprodaj\u00ed. Takov\u00fd&nbsp;<strong>z\u00e1kaz m\u016f\u017ee z\u0159\u00eddit i obec<\/strong>, pokud nap\u0159\u00edklad&nbsp;<strong>prod\u00e1v\u00e1 za v\u00fdhodnou cenu pozemky pro v\u00fdstavbu rodinn\u00fdch dom\u016f<\/strong>&nbsp;a chce m\u00edt jistotu, \u017ee domy nebudou vyu\u017e\u00edv\u00e1ny jako investice, resp. k pron\u00e1jmu, ale kupuj\u00edc\u00ed t\u00edm pouze uspokoj\u00ed sv\u00e9 bytov\u00e9 pot\u0159eby.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Z\u00e1kaz zcizen\u00ed i zat\u00ed\u017een\u00ed nen\u00ed mo\u017en\u00e9 z\u0159\u00eddit na dobu neur\u010ditou<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1kaz zcizen\u00ed i zat\u00ed\u017een\u00ed lze z\u0159\u00eddit samostatn\u011b, ale\u00a0<strong>v\u011bt\u0161inou jsou z\u0159izov\u00e1ny dohromady<\/strong>. Ob\u010dansk\u00fd z\u00e1kon\u00edk stanov\u00ed, \u017ee u z\u00e1kazu zat\u00ed\u017een\u00ed nemovitosti\u00a0<strong>je nutn\u00e9 dodr\u017eet p\u00edsemnou formu<\/strong>. M\u016f\u017ee to b\u00fdt speci\u00e1ln\u00ed smlouva, ale b\u011b\u017en\u00e9 sp\u00ed\u0161 je, \u017ee se tyto z\u00e1kazy v\u010dlen\u00ed do uzav\u00edran\u00e9 smlouvy kupn\u00ed, darovac\u00ed, \u010di smlouvy s v\u011b\u0159itelem.<br><br>Z\u00e1kazy je pak t\u0159eba nechat\u00a0<strong>zapsat do katastru nemovitost\u00ed<\/strong>. Pokud by zaps\u00e1ny nebyly, nebude k nim p\u0159i p\u0159evodu nemovitosti katastr\u00e1ln\u00ed \u00fa\u0159ad p\u0159ihl\u00ed\u017eet. M\u016f\u017ee se tak st\u00e1t, \u017ee vlastn\u00edk nemovitost prod\u00e1 \u010di ji d\u00e1 v z\u00e1stavu jin\u00e9 osob\u011b, ani\u017e by uv\u011bdomil toho, v jeho\u017e prosp\u011bch byl z\u00e1kaz zcizen\u00ed \u010di zat\u00ed\u017een\u00ed nemovitosti z\u0159\u00edzen.<br><br>K platnosti z\u00e1kazu je nutn\u00e9, aby byl\u00a0<strong>z\u0159\u00edzen na dobu ur\u010ditou, a tak\u00e9 dobu p\u0159im\u011b\u0159enou<\/strong>. Rodi\u010de tedy nap\u0159\u00edklad nemohou v p\u0159\u00edpad\u011b darov\u00e1n\u00ed nemovitosti po\u017eadovat z\u00e1pis z\u00e1kazu zcizen\u00ed nav\u017edy. P\u0159im\u011b\u0159en\u00e1 lh\u016fta m\u016f\u017ee b\u00fdt nap\u0159\u00edklad deset let. U banky to b\u00fdv\u00e1 lh\u016fta, po kterou dlu\u017en\u00edk spl\u00e1c\u00ed hypote\u010dn\u00ed \u00fav\u011br.<br><br>Z\u00e1kaz zcizen\u00ed a zat\u00ed\u017een\u00ed nemovitosti znamen\u00e1 pro vlastn\u00edky zna\u010dn\u00e9 omezen\u00ed p\u0159i nakl\u00e1d\u00e1n\u00ed s nemovitost\u00ed. Pokud ji tedy budou cht\u00edt prodat, vym\u011bnit, darovat \u010di jinak zcizit, m\u011bli by oslovit zku\u0161en\u00e9ho realitn\u00edho makl\u00e9\u0159e, aby tento organiza\u010dn\u011b n\u00e1ro\u010dn\u00fd proces zajistil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:8px\">ZDROJ: REALITYMORAVA.CZ<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Omezen\u00ed vlastnick\u00fdch pr\u00e1v na nemovitost nen\u00ed m\u00e1lo. Tak zvan\u00e9 blokace na katastru nemovitost\u00ed se na listu vlastnictv\u00ed mohou objevit nap\u0159\u00edklad z d\u016fvod\u016f exekuce vlastn\u00edka, z\u00e1stavy nemovitosti a v mnoha dal\u0161\u00edch p\u0159\u00edpadech. Do listu vlastnictv\u00ed se tak\u00e9 zapisuje z\u00e1kaz zcizen\u00ed a zat\u00ed\u017een\u00ed nemovitosti. Pojmy, s nimi\u017e se ne ka\u017ed\u00fd setkal. Tyto z\u00e1kazy se nej\u010dast\u011bji z\u0159izuj\u00ed ve [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2831,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2830","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/posts\/2830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/comments?post=2830"}],"version-history":[{"count":1,"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/posts\/2830\/revisions"}],"predecessor-version":[{"id":2832,"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/posts\/2830\/revisions\/2832"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/media\/2831"}],"wp:attachment":[{"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/media?parent=2830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/categories?post=2830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jiripec.cz\/index.php\/wp-json\/wp\/v2\/tags?post=2830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}